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Any portion of purchases paid for using points will not qualify as a category purchase.

Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category.

When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. We make every effort to include all relevant merchant codes in our rewards categories.We group similar merchant codes into categories for purposes of making rewards offers to you. Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. Important Information about your Rewards Categories

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